rates
Small changes move big decisions
Mortgage rates shift and, suddenly, monthly payments jump. Buyers feel it fast.
However, understanding the numbers creates opportunity instead of panic.
Why rate drops spark movement
When rates dip, more buyers re-enter. Competition increases. Therefore, acting with pre-approval in hand helps you move first.
Track weekly rate trends here:
https://www.freddiemac.com/pmms
But payments matter more than headlines
Two homes may look identical online. Yet the one that fits your budget always wins. Consequently, buyers run payment scenarios before touring.
Learn how sellers react in fast markets:
https://temblog.org/sell-your-home-fast-gilroy-3/
Prepare before rates move again
Talk to a lender. Compare multiple quotes. Because preparation builds confidence, you stay ready instead of rushed.
